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Jessica Griggs, careers editor
TO HARNESS creativity, many people suggest carrying around a notebook to jot down observations and ideas - no matter how silly.In The Aha! Moment, chemist David Jones advocates this strategy among others. He should know, having spent years creating madcap schemes for his alter ego Daedalus - a fictional inventor whose not-quite-feasible notions first appeared in New Scientist in the 1960s.
This book is Jones's personal take on creativity. He hypothesises that the aha! moment occurs when an idea from our unconscious, which he dubs the Random Ideas Generator (RIG), makes it past the Censor of our subconscious to reach our Observer-Reasoner - a facet of the conscious mind that evaluates the ideas sent up from downstairs.
Of the ideas that make it through, Jones estimates only 20 per cent will be any good. To illustrate the point, he includes an array of examples from his own back catalogue, as well as those from scientists, poets and artists grappling to liberate half-formed gems from their unconscious.
His concept of the creative mechanism is intriguing and at times endearing, but some might find it frustrating that he doesn't include any scientific explanation to back up the hypothesis. Those not well versed in the science of creativity may wonder if this is all a product of an overactive RIG.
Nonetheless, the book provides a fascinating insight into one man's never-ending search for ideas. If at times it feels like listening to a grandfather lost in a reverie of his life's work, it's the kind of grandfather I wish I had.
Book Information
The Aha! Moment
by David Jones
Published by: Johns Hopkins University Press
?13/$25
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Tuesday
A European lending shortage is being made worse by the central banks? meager yields, which are squeezing bank profits. Top European banks are now stockpiling money at central banks around the world, to the tune of $816 billion, up roughly 50% for the year.
Investing Insights: Bank of America, Toyota Motor, Barnes & Noble High Demand Shares Feb. 21st.
A request has been filed with a New York state court that would block the deposition of Bank of America (NYSE:BAC) CEO Brian Moynihan in a lawsuit filed by MBIA, which alleges fraud by BofA headache Countrywide Financial.
While stock trade data from the London and Italian bourses have until now only been available with a 15-minute delay, the London Stock Exchange is signing a data licensing agreement with Google (NASDAQ:GOOG) allowing it to distribute real-time data free of charge.
Don?t Miss: Dissension at the Fed? A Critic of Easy Money Speaks His Mind.
Thursday
RBS (NYSE:RBS) reported a 2011 net loss of 2 billion pounds compared with a 1.1 billion-pound loss in 2010. Analysts had forecast another 1.1 billion-pound loss in 2011. A 950 million-pound provision to compensate some customers for being improperly sold personal-loan insurance contributed to losses. RBS I-bankers are still receiving bonuses, though the bonus pool has been cut to 390 million pounds from 950 million pounds a year ago.
Bank of America (NYSE:BAC) is adding as many as five branches in China over the next 2-3 years, accelerating its expansion there. The company currently has three branches: Beijing, Shanghai, and Guangzhou (Canton). Bank of America is amenable to other options, including a securities venture with a local partner.
Investing Insights: JPMorgan Takes Bets on More Debt.
Citigroup (NYSE:C) is selling its entire stake in India?s Housing Development Finance Corp. on Friday, with the goal of raising up to $2.1 billion, according to sources. Holding 145 million shares, or around a 9.9 percent stake, Citigroup is seeking to bolster its capital with the sale, in light of new banking rules.
Adding foreign debt to its portfolio, including bonds tied to U.K. and Dutch mortgages, JPMorgan Chase (NYSE:JPM) has more than tripled its holdings of mortgage securities, which lack U.S. government guarantees, from $19 billion at the end of 2009 to $72 billion today. In contrast, other leading U.S. banks are cutting back holdings of U.S. subprime securities, and are expanding agency notes guaranteed by GSEs.
Don?t Miss: How Much Are Big Banks Hated?
Friday
Citigroup (NYSE:C) sold 145.3 million shares (657.56 rupees apiece) of Housing Development Finance Corp., which constituted its total investment in India?s largest mortgage lender, for a total of $1.9 billion. This was at a 6 percent discount to HDFC?s closing price yesterday
Lloyds? (NYSE:LYG) says it expects 2012 to ?remain challenging,? citing Britain?s ?subdued? economy, regulatory scrutiny and market uncertainty. It had expected a ?4 billion pre-tax loss, but suffered a ?3.5 billion loss instead, which takes a ?3.2 billion one-off provision for the PPI scandal into consideration. Additionally, its bonus pool was cut 30 percent to ?375 million, Core Tier 1 capital ratio was up 60 basis points to 10.8 percent, and income down 10 million to ?21.1 billion, which is project to fall again in 2012.
H&R Block (NYSE:HRB) comments that, ?It is still early, but we believe that we are clearly on pace to gain share in both our retail and digital channels this tax season.?, as it announces that a 16.7 percent year-to-year rise in digital returns have prompted its total prepared tax returns to jum 6.7 percent in this tax season to date.
A fourth quarter earnings report has caused AIG (NYSE:AIG) shares to rise quickly. The U.S. Treasury got $29 per share when it sold a portion of its AIG holdings in a ?re-IPO? in may 2011, but shares briefly topped that price Friday. Treasury still retains a 77 percent stake, and if AIG shares can stay hold near that price, it will probably try another sale. However, Bernstein points out that the price point might diminish further rise in the shares.
Jog cuts at Bank of Montreal (NYSE:BMO) include traders within BMO Capital Markets? equity, foreign-exchange and mortgage-banking operations, according to an executive with the bank. The total number of those employees impacted is sixty.
Shareholders are apparently not satisfied with Aetna?s (NYSE:AET) announcement of a new $750 million stock buyback plan, which increases its total available authorization to $1.045 billion. So far this year approximately $127 million worth of shares have been repurchased.
To contact the reporter on this story: Mark Lawson at staff.writers@wallstcheatsheet.com
To contact the editor responsible for this story: Damien Hoffman at editors@wallstcheatsheet.com
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Forum to focus on innovative ways employers can break their rising healthcare cost trend
?The Healthcare Delivery Innovation Alliance (HDIA) will host a forum focusing on innovative ways employers can address rising healthcare costs and employee satisfaction in the delivery of healthcare services. The forum, which will feature national and state experts in healthcare is being held Thursday, March 1, from 8 a.m. to 10:30 a.m. in Phoenix at the Sheraton Phoenix Downtown Hotel.
Speakers will advise on best practices to improve healthcare cost effect on a company?s bottom line, and will address a variety of healthcare reform topics. Executives from employers, healthcare organizations, insurance companies, benefits brokers/consultants, and the media are welcome to join.
Event: | ? | Healthcare Delivery Innovation Forum: Breaking the Cost Trend |
? | ? | ? |
Featured Speakers: | ? | The Honorable Nancy Barto, Arizona State Senator ? Chairman of the Healthcare & Medical Liability Reform committee |
? | ? | Dr. Bob Graboyes, MSHA, PhD, Senior Fellow for Health and Economics at NFIB Research Foundation |
? | ? | Michael Cohen, Vice President of Marketing, WhiteGlove Health |
? | ? | ? |
When: | ? | Thursday, March 1, 8 a.m. to 10:30 a.m. |
Where: | ? | Sheraton Phoenix Downtown, Paradise Valley Room |
? | ? | ? |
No charge, light breakfast to be served
The event will be held over breakfast. Sign-up is free to the public, but space is limited. Registration can be found on the HDIA.org events page.?Information about the HDIA and the forum, as well as a draft of the organization?s charter, can be found at www.hdia.org.
About the Healthcare Delivery Innovation Alliance
The Healthcare Delivery Innovation Alliance (HDIA) is a 501(c)(4), non-profit membership organization whose members are leaders in healthcare services and technology, business, government, and academia. HDIA members include executives at Avado Inc., Innosight Institute; Lockton, Inc.; WhiteGlove Health; Lancaster Pollard; the Healthcare Properties Group of Grubb & Ellis; St. David?s Healthcare; the American Academy of Nurse Practitioners; the NFIB Research Foundation; Southwest Airlines and State Farm Insurance.
The HDIA is working to identify and advance standards for new healthcare delivery systems that expand access, lower costs and improve the patient experience. For membership information, please visit www.HDIA.org.
?
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Junior Member
?Join Date: Jun 2003
Posts: 34
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Here?s a question for you ? why do people invest in Big Agnes tents when there are other tents on the market for a fraction of the price?
It?s a fair question to ask when you?re trying to figure out how much to spend on a tent. But the crucial question you should always ask yourself is this ? what is the quality like?
Can a tent be good quality if it is really cheap?
When you consider buying a cheap tent you?re going to get what you pay for. In order to manufacture a tent for a cheap sales price, the company making it has to cut corners. They have to use cheaper materials and processes to make it. Now the tent they produce may well stand up to a few rounds of camping. But how comfortable will it be? How good will it feel when you are bedded down for the night and the wind is getting up and it?s starting to rain?
In contrast if you buy one of the Big Agnes tents you?re going to get far better quality.
Their seams are all taped to provide real protection against the elements. You?ll also notice the material they use is perfectly breathable. This means that in cold weather, you won?t end up with any condensation on the inside of your tent. The tent will be perfectly aired, and yet if it rains the breathable material will shrug it off and keep you perfectly warm and dry inside.How important is it to feel safe and warm in your tent?
It doesn?t really matter how many nights you?re camping out for or where you are going.
You always want to feel comfortable in your tent. Big Agnes tents give you the ability to feel warm, sheltered and safe at all times. You also need to make sure you are able to set up your tent as quickly as possible. This is easy to do when you get a tent from the Big Agnes range, because they are color coded, making it easy to tell which part goes where.The trouble is, when you actually buy a tent you?re either standing in a store or you?re browsing around online. You?re not standing in a field or in the middle of nowhere, like you?ll be when you actually start using the tent you?re going to buy. This makes it really important to look beyond the price to make sure you know exactly what you want to get. A cheap tent might seem like a bargain now, but is it going to provide you with the comfort you want when you have erected it and you are about to spend the night in it? If the answer is no, you need to invest more money in a far better quality tent.
You can see why more and more people are deciding to get their tent from the Big Agnes tents range ? it makes a lot of sense to do this for sure.
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Articles and photos by other people are copyrighted only by them and do not fall under copyright on these blogs or Google. Copyright 2008 - 2050 of Dennys: News Politics Comedy Science Arts & Food by Denny Lyon. All Rights Reserved.
Source: http://dennysnews2.blogspot.com/2012/02/dennys-art-sanctuary-animation-cute.html
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Ed Mayuga, principal for the St. Louis-based public relations and marketing firm, AMM Communications LLC, public relations consultants of greater St. Louis, will present the Enterprise University class ?DIY Marketing ? Intermediate: Taking Your Business Promotion to the Next Level Using Social Media,? March 29, 8:00 ? 11:00 a.m., at Enterprise University?s Eller Hall located at 1281 North Warson Road, St. Louis, Mo., 63132.?
February 24, 2012 (St. Louis) ? Ed Mayuga, principal for the St. Louis-based public relations and marketing firm, AMM Communications LLC, public relations consultants of greater St. Louis, will present the Enterprise University class ?DIY Marketing ? Intermediate: Taking Your Business Promotion to the Next Level Using Social Media,? March 29, 8:00 ? 11:00 a.m., at Enterprise University?s Eller Hall located at 1281 North Warson Road, St. Louis, Mo., 63132.
The class is for business owners who have already created a presence on LinkedIn, Facebook and Twitter, and are looking for additional tools to expand their marketing strategies. This class will explore more ways to stake a claim in cyberspace.
Enterprise University is an educational program offering high impact, university caliber business courses sponsored by Enterprise Bank & Trust.? Courses range from marketing for small businesses and succession planning strategies for family owned businesses, to attracting and retaining top talent and workplace conflict resolution techniques.
Mayuga?s March 29 presentation will be posted to the AMM Communications web site by March 30. Please click on this link, http://ammcommunications.com/capabilities-presentations/.
To register for Mayuga?s class and other classes offered by Enterprise University, please click on the following link, http://www.enterprisebank.com/Enterprise_University.aspx
Founded in 2008, AMM Communications LLC, public relations marketing consultants of Greater St. Louis, is the St. Louis-based public relations and marketing firm that provides business management consulting in the areas of public relations, marketing, crisis communication, social media and business development training. AMM Communications is a public relations consultancy for small- and mid-sized financial institutions, professional service firms, and manufacturing and distribution companies nationwide. In 2010 and 2011, it was voted as one of the top 25 St. Louis public relations firms by the readers of Small Business Monthly. For more information, please navigate to http://ammcommunications.com or call 314.485.9499.
Founded in 2008, AMM Communications LLC, public relations marketing consultants of Greater St. Louis, is the St. Louis-based public relations and marketing firm that provides business management consulting in the areas of public relations, marketing, crisis communication, social media and business development training.
AMM Communications is a public relations consultancy for small- and mid-sized financial institutions, professional service firms, and manufacturing and distribution companies nationwide.
. In 2010 and 2011, it was voted as one of the top 25 St. Louis public relations firms by the readers of Small Business Monthly.
Founded in 2008, AMM Communications LLC is the St. Louis-based public relations firm that provides business management consulting in the areas of public relations, marketing, crisis communication, social media and business development training. AMM Communications is a public relations consultancy for small- and mid-sized financial institutions, professional service firms, and manufacturing and distribution companies nationwide. In 2010 and 2011, it was voted as one of the top 25 St. Louis public relations firms by the readers of Small Business Monthly. For more information, please navigate to www.ammcommunications.com or call 314.485.9499
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An old expression states that lighting never strikes twice. Nonetheless , often it strikes. Regardless of how much planning and safeguarding we do in life, unexpected events beyond our control can still happen. A tornado could whirl into town and then demolish our home. We could slip on a patch of ice and break our neck. A regiment of birds could choose to break on our corn crop, destroying our complete crop.
Insurance , for example vision care insurance, prepares us for those times in life when ?stuff happens?.
The Eyes Have It
Vision care insurance is significant because our vision is too. To prove this phenomenon, consider that of 2001, about 61% of the US population wore either contact lenses or glasses. That is approximately 169 million people! Also, in the year 2001, the average retail price was $175 for eyeglasses, including both the lenses and frames. Actually vision care is without doubt one of the cleverest investments that single folks and groups of folks can make. Having healthy eyes can increase our overall standard of living, in addition to our productivity at work and school.
You might assume that if you have never required vision correction, then eye examinations would be useless to you. However, a regular eye exam evaluates more than your vision. This kind of check-up can identify numerous optical issues ,eg cataracts and glaucoma. Actually you could be stunned that regular eye examinations can also help to diagnose other issues including raised blood pressure.
The Eye In Insurance
If you want vision care, what precisely is vision care insurance? Mirroring dental insurance, it covers regular care as an addition to standard health insurance. Vision care insurance can lower the cost of regular checkups and also treatment. Similarly , it can cover tiny parts of major eye automobile measures. The majority of vision care insurance plans need their members to pay the standard premium every month. In return, the company usually provides one of two types of coverage. In vision benefits packages, they could cover a specific number of services each year, requiring you to supply a tiny copay during each visit. Another type of coverage, known as discount vision plans, includes eye care services at discounted prices. In both kinds of coverage, a patient or his employer pays the premium.
In the majority of vision care insurance involving companies, the company itself will decide which vision care insurance plan you will receive. A few corporations receive contracts for eye care insurance plans, and then provide them to employees at lower fees.
Insurance prepares us for some of life?s most unexpected and unfortunate events. Sadly , we lack a glass crystal ball to envision these occurrences. However, vision care insurance makes it easier to access eyeglasses, in order to make our own future.
Related posts:
Source: http://myfrekans.com/basics-of-vision-care-insurance/
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When choosing your home-structured caution provider, you?re going to be entrusting your personal caution, or perhaps the good care of a young child or member of the family, to a person more. It is a quite challenging conclusion, so it is vital that you will find another person from a company you can be confident.
There are countless several residence-structured service organisations in the state. So, you must take ? where do you start shopping? Listed below are some things that you think about:
Which caution does one will need?
When choosing your home-structured caution provider, you need to work out which form of support you will need. It may be residence service, day care, mother to be caution, old caution, disability service, modern, posting medical or therapy. Distinct providers target several places, so payday loans by trying to find a provider who can connect with your distinct desires.
Will they be a stable enterprise?
Choose a company with a decent popularity. Companies such as Instructional Examine Office (ERO), Accident Reimbursement Company (ACC), or Handicap Assist Providers (DSS,) ordinarily have a list of proposed residence-structured health care providers.
Also, find out if your best residence-structured service provider is accredited by organisations such as Health insurance Handicap Connection New Zealand (HDANZ) fast loans the latest Zealand Property Health and fitness Connection (NZHHA). This qualification means, how the services they supply complies while using the Property and Community Sector Specifications.
Finance Solutions
You could have the possibility to get private or public caution. Examine your backing possibilities while using the residence-structured service provider you make contact with you may well be eligible for openly backed up aid over the Region Health and fitness Discussion boards (DHBs), DSS or ACC.
Additionally, you can tend to pay out privately, or when you?ve got health insurance, your insurer may possibly provide for your own home-structured service.
Examine your needs
It is important to take a seat this will let you conversation with all your picked out residence-structured caution provider. Keep these things build a caution cover uslugi kurierskie your little one or member of the family, and discuss what ought to be completed and exactly how generally.
Inquire about the caregiver?s qualifications and practical knowledge to make sure all by yourself about leaving behind your beloved within their ready hands and wrists. It?s a difficult some time and approach, so acquiring all the promises that your beloved will receive the specific health-related and awareness they need in their own residence will place your thoughts at ease.
With a little bit of homework you will see your home-structured caution provider who will be compassionate, skilled and reliable. After you do, make sure you email on the list of business?s pleasant personnel, who is able to communicate you thru your own home-structured service possibilities.
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Source: http://moviesblog.mtv.com/2012/02/24/star-trek-2-photo-benedict-cumberbatch-zachary-quinto/
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Practical Design Phase Activities
Once again, the activities in this phase can be broken down by which team you partner with. ?This time around, we'll add another team: Human Resources.
Activities Conducted by Change Management
Executive Change Readiness Assessment (ECRA):? The ECRA is designed for top-level Executives. ?This will typically include your Sponsors, the Directors and/or Vice Presidents of impacted business units, and, depending on the organization, C-level Executives. ?The focus of this assessment isn't whether the Executives are ready to change, but whether they are ready to direct and support?the change. ?You should plan on conducting this assessment multiple times throughout the project, depending on the project's length. ?Use the first assessment during the Design Phase as a baseline against which to measure future iterations.
Change Readiness Assessment (CRA):? The CRA is designed for the future system end users. ?Unlike the ECRA, the CRA does focus on whether end users are ready to adopt the change. ?The assessment asks end users whether they feel they are receiving enough communications, adequate training, and sufficient management support. ?Once again, plan on conducting the assessment multiple times during the project. ?And remember that this first one is a baseline...your results will not be good, and that is to be expected. ?You haven't rolled out any training, yet. ?How can they give it high marks?
Communications:? There still isn't a lot to communicate to the general end user population at this point, but you should be actively communicating with your Change Agent Network and Sponsors.
Training:?The functional teams will likely be holding a large number of design workshops during this phase. ?If at all possible, you should have your training developers attend as many of these workshops as possible. ?This will help them develop a solid understanding of the system design that will help them build the training in future phases.
Partnering with the Functional Teams: If you have more than one person on the Change Management team, I recommend assigning each person to one or more functional teams. ?This does two things. ?First, this provides one point of contact for each functional team. ?This way, they don't need to try to guess who on the Change team to contact when they have questions. ?It also reduces the number of e-mails and phone calls the Change lead has to deal with each day. ?Second, it helps ensure at least one person on the Change team will have a deep understanding of each functional area, which will come in very handy for developing communications and training.
Design Feedback Workshops:?If the functional teams haven't planned these on their own, recommend they be added to the plan. ?If they have planned these, volunteer to help. ?Design Feedback Workshops are conducted with the end users who provided input into the system design. ?Once the functional teams have incorporated these design suggestions into the system, hold a workshop where you show the completed design to the end users. ?This gives them an opportunity to tell the team if the design meets their expectations. ?You may also find that once they see the design, it helps them better understand the system and helps them identify new or better refined design points.
Partnering with Project Management
Phase Kick-off/Lessons Learned: In the Analyze Phase, I talked about the need for a project kick-off. ?As the project continues, it's important to conduct phase kick-offs, as well. ?These help ensure that everyone on the project team understands the timeline, objectives, and activities for the upcoming phase. ?The kick-off is also a good time to conduct a lessons learned session. ?For more details on connecting an effective lessons learned session, read this earlier post.
Sponsorship:? How involved Project Management wants to be in Sponsorship is something you'll need to work out on each project. ?I have typically found, however, that working with the Sponsors tends to be a joint effort. ?If your Sponsors haven't been overly involved up to this point, now is the time to help them become active. ?Work with the Sponsors to determine how much direction they want/need, their expectations of their role as a Sponsor, and the project's expectations of their role. ?It is important for them to understand that their commitment to providing active, visible sponsorship directly impacts the success of the project.
Partnering with Human Resources: Throughout the project, there will be activities that are best completed in partnership with Human Resources (HR). ?These are activities that impact people's job descriptions, compensation, or team structures. ?If you are ever in doubt, it's a wise idea to find out who is the project's HR representative and have a quick chat with them.
Rewards and Recognition:? If there are people on the project team who are not consultants, chances are that being on the project is requiring them to learn new skills, work longer hours, and take on additional responsibilities. ?These are things that should be recognized and rewarded. ?Work with HR to determine how the project team can do this within the appropriate guidelines of the organization. ?I've seen programs as simple as a Thank You Box, and as complex as a new bonus structure. ?Whichever path you take, make sure that you are rewarding behaviors you want to perpetuate, and providing rewards that are meaningful to the recipients and in-line with company policy.
The Design Phase is a busy one, but it's also very satisfying. ?Don't forget to evaluate how successful the Change program is in achieving its goals, and don't be afraid to tweak the plan as you go to improve your results.
Let me know:? How many people have you typically had on the Change Management team during the Design Phase?
Source: http://practicalchangemanagement.blogspot.com/2012/02/change-management-in-project-lifecycle_22.html
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So, you are retired. You may ultimately get a work or even volunteer in the Y, but for now you enjoy resting in, preparing your personal time, puttering throughout the house. This particular rest may be simply what you need following many years in the every day mill, however how will it impact your loved ones?
If your spouse is already retired or even has been a stay-at-home employee, your arrival may be a combined benefit. If your spouse is within a daily regimen to keep your family and pursue additional day time activities away from house, a person existence may be disruptive ? particularly you?re underfoot throughout cleaning occasions or even if you expect modifications in how your spouse spends all their time.
Let?s say a person spouse is still operating? Will you take on more of the home tasks so your spouse will be able to spend more time along with you once they get home? If your spouse took care of the house whenever you had been both operating, they might be a bit resentful if you do not step up and take on more when you have time on your hands. What is tougher is actually if you are very clingy with regard to both friendship and individual providers, such as meal planning. You can make them feel additional stress if you are as well demanding.
Whenever you retire, you?ll be getting less money. Will your pension earnings and any kind of cost savings you?ve be able to include your obligations? Especially for those who have kids in your own home which are nevertheless in high school or even university, can you pay for to prevent operating without disrupting the family lifestyle? If you find which pension will place a crimp in your family finances, you may need to include a work in your programs sooner rather than later.
Bearing in mind that you need to stability you own desires and needs to savor your pension along with individuals of the family, here are a few steps you might think about to make the knowledge enjoyable for everybody.
Talk out possible problems, beginning with your partner?s routine.
Develop your personal room, however permit your spouse to have theirs as well.
Revisit the issue associated with who does the work to keep the home. If you?re an infant Boomer, you might curently have much less organization beliefs about what is actually ?men?s work? vs. ?women?s function. ? This just makes sense that you simply take on more responsibilities for those who have additional time.
If you?re a very dependent individual, be considered a late bloomer and develop a few independence to relieve your spouse associated with pressure in order to give food to, entertain, and maintain a person.
Your pension could be great for you and your family. Such as everything else which involves change, preparing can help with the pension transition. Retirement will impact your loved ones, therefore make sure that the effect is actually positive.
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This entry was posted on Wednesday, February 22nd, 2012 at 3:15 am and is filed under Uncategorized. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
Source: http://busybeemtg.com/2012/02/a-very-good-retirement/
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Imagine having your salesperson promoting you and your business 24/7. And that this individual works tirelessly without any kind of income or perks. or perhaps complaints, ensuring that you get the publicity you need.
Now imagine that your own customers are actually willing to pay your own salesperson for his efforts as well as tend to be overjoyed to get the info he offers. As well as that this information makes you and the business a home name for your customers.
This salesperson is your own brand new book ? a perpetual motion sales machine that drives publicity and eyeballs to your site and your business. A book that makes you out to become the expert in the field, gives you authority over your own competitors and engages your customers as never before.
Having a book instantly gives you expert status as well as brands you as someone who knows what they tend to be talking about. If that book is about your own business, even better, because it will make you the ?go-to? individual that your own customers will choose whenever they require the solutions you offer.
You can make the own book and have it published so that your customers can pay money to download and read it. Even if you price your own book low, you not just get customers that are actual customers and have shelled out good cash, however tend to be actually looking for the exact solutions you offer.
Your book can also get you free publicity due to the fact the media likes experts and often calls on them for quotes or interviews whenever they need to fill in a slot. Simply send a press release for your book that is tied into a hot news item as well as capitalize on the free surge of traffic as well as publicity that will get you.
You don?t even have to send book proposals to publishers or read depressing rejection slips. Self-publishing is the newest rage in publishing and will get you instant recognition as a published author.
Imagine the pride whenever you can send the clients and customers, family and friends to your own bookstore link where they can download the new ebook or perhaps order the paperback.
There are few aspects more thrilling than holding in your hands, a copy of the brand new print book, with your name as the author. As a published author, you will command a brand new respect from the family, colleagues and customers.
If you play your cards right, the new book can bring in targeted leads whom pay you for high-end services and products. Many authors have built booming businesses on the success of their books as well as the backend sales that resulted.
The amazing thing is that you can do this without ever needing to write a word. Getting a ghostwriter to write the book for you is a perfectly acceptable method to get a new book to market.
Consider hiring a good writer experienced in the field of writing for self-published authors, so that you can get the quality you need at a fair cost.
When you decide to make a book to showcase the expertise, a world of new opportunities will open up for you and your own business.
Contact us to make a book that will brand you as an expert and get you more clients and customers.
Priya Florence Shah is a former journalist, editor, online publisher and content marketing consultant.
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Written by Sameer Kamat
Sonal Yadav thinks of the Vanderbilt MBA program as the ?Harvard in HR?. She had a bit of a rough ride with her GMAT score and she was pretty clear about the schools that she wanted to apply to.
And many of her advisors and well-wishers painted a bleak scenario for an international candidate trying to get into a Human Resources role in an American company.
But she went ahead and applied to the Vandy MBA. Minutes after she had wrapped up a fantastic interview with the Vanderbilt admissions officer, she got a shock. And then soon after, a pleasant surprise. Sonal has written interesting articles for a US-based newspaper. See if her flair for journalism comes across in her writing.
I am your average Jane who comes without any fancy awards or conferral frills. I am guilty of putting my folks through the quarterly episodes of embarrassment at parent teachers meet, all my high school years. I am every mathematician?s horror. Taking a clue from my feeble score report I avoided the fashionable careers and joined Mass Communication and Media bachelor?s degree at Delhi University.
After working for seven years, it dawned upon me that I would be better managing people than a Business Development Manager for International markets ? Oh yes forgot to share! The plot of my story changed tracks some 4 years ago. I converted from a journalist with a jhola and a scratch pad, addicted to the press club tea to a suited corporate manager with a blackberry glued to Decaf Latte. While I swam through the corporate cosmos dexterously, I also felt the need to acquire structured business education. Step one ? take the GMAT!
I took my first GMAT in Sep 2010 and scored a dismal 600. The moment the Pearson Associate announced my score I knew I wanted to take the test again, so I did ? in July 2011. I won?t advise this long a break between your first test and the retake but I got married and moved to the US and took time to settle. Ok, so coming back to the second GMAT ? this time a 660 with an improved quant and verbal percentile. I made peace with the score and was faced with the real deal breaker question ? What colleges to apply to.
I was clear about two things ? a) I should not be over ambitious and apply to (touch-me-not) Ivy leagues, though a small part of you will always dreams to be part of Ivy clan- Not me!. B) I knew I wanted to study Human Resource Management. Though, these two criteria?s did immensely shrink the list of my target schools (since only a handful of schools offer HR immersion, Sigh!), but my worries were far from over.
I started to question the prospect of placement in the HR field after I finish business school since clearly I had no work experience to back my choice of HR elective and my apprehension was compounded when my husband?s friends (all working business professional inclusive of a good chunk of Americans too) gingerly explained that I will always be considered as an outsider in the HR function since I come from a different culture and country. Ouch!
That hurt??and for days I kept fiddling with pros and cons but finally, I decided not to let the noise of others? opinions drown out my own inner call. What an irony that I could be such a sourpuss??! On the land governed by Barack Obama who gave us the slogan ?Yes We can?.
Moving on, a side note ? once you decide on what immersion you wish to study I highly recommend that you skim through topics covered under that immersion and see if they cater to your needs of investing your time and money in pursuing an MBA.
Two advantages of doing this exercise are ?
A) You can further trim the list of your target schools.
B) You will be in a better position to explain ?why this school? in essays and interviews and trust me, an insight into school?s curriculum and specific topics that interest you matter.
One of the schools that I did apply to and badly wanted an admit into was ?Vanderbilt ? I like to call it the ?Harvard in HR?. Its HR program is comprehensive and detailed with excellent support from alums and industry and is ranked third after Stanford and Cornell. I worked hard on the essays and applied in Round 2 ? Nov 28 deadline.
While I waited to hear from them patiently, with each passing day the chances of an interview call seemed bleak but my eyes were set on this school. To learn more about the school and its fabric I met one of their current students while she was visiting her family in Boston over winter break. I got great insights and a lot of dough to hold conversations around it in my interview. But I heard nothing from the school!
I also joined in all the web chat sessions organized by the school, the conversations were very enriching. Benefit of these chats is that you not only get your answers but sometimes an answer to another?s query provides you with a wonderful pointer which you can flaunt in front of the interviewer. But I still did not hear from the school!
An anxious I learnt from various MBA forums that applicants who applied in Round 2 had already been interviewed and received admits. Sigh! and I still heard nothing from the school! But an email that I received on the morning of Jan 6 was about to turn the tide of despair. It stated that Vanderbilt is visiting Boston and applicants (at any stage of their application) schedule their evaluative interview.
At first, I was not sure if that was a good idea, I didn?t want to look desperate and thank God, I did not waste too much time to shoot an email with my resume requesting for a slot since the slots fill in quickly. The adcom appreciates this imitative on your part and sees it as your keenness to join their program so it?s a win ?win situation for you.
My interview was scheduled for Jan 10 and I was a nervous wreck, worried about the way my hair looked to the shape of my unfiled nails. I was to be interviewed by Jill Dunham in the hotel lobby, the lobby was both overcrowded and loud for my comfort but my worries evaporated the moment Jill showed up. I knew this was my only shot, so I gave it my best.
The interview went on as a conversation where she asked why MBA, why Vanderbilt, why now?yada-yada-yada. The most interesting question she asked was ? ?If I were to send you on a vacation with your husband what are things that you will you do to make the most out of that vacation.? The good thing was that I was carrying a copy of the newspaper that I write for here, in the US. She seemed visibly impressed and requested if she could carry the paper to show it to her team.
No affirmative answer but I left content. The smile did not last long, a complete shocker in next ten minutes, I receive an email from Vanderbilt that I am denied admission this year, I could not believe what I just received in my inbox, I wrote to Jill asking about the mail to which she replied after 2 full days that It was a mistake and she will get back to me with a decision before Jan 20. Yes, she did revert ? on the afternoon of Jan 19 ? Congrats you are in for 2012!!! Phew!!!
Sonal?s won half the battle by getting into the MBA specialisation and business school of her choice. The second half would be for her to break into the Human Resources (HR) field after she graduates. Let?s wish her good luck.
Source: http://www.mbacrystalball.com/blog/2012/02/21/vanderbilt-mba-hr-human-resource-management/
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In the event you or any of your household individuals snores you would appreciate exactly how desperate individuals are seeking for a cure for this particular problem.
While snoring is actually certainly not a health condition within itself it may be a symptom of a number of illnesses and in addition it may lead that would sleep deprivation, mental stress and in addition accidents. It will moreover lead in order to the breakdown of relationships.
The possibility of receiving a cure for snoring has detected the introduction of all manner of devices to be able to the particular market ? certain of which look in order to be more efficient than others. Because snoring has no single cause it follows which it really is certainly not going in order to have a single cure. Different adults snore for different factors and even consequently various solutions will certainly either suit them or perhaps certainly not.
Before parting with the cash for a anti-snoring device, anyone should do a little bit of studies ? by understanding just how snoring occurs, it ought to be a lot easier in order to assess whether a device is powerful. Look for recommendations from registered medical practitioners; search for testimonials; check to find in case generally there is a money back guarantee.
Check the security qualities of the device anyone usually are considering. If generally there are really any kind of warnings and / or contra-indications consume them into account ? be sure that the actual product typically is safe for we in order to incorporate. Remember, you may be sleeping when anyone incorporate the actual device thus right now there seriously should really be no question regarding its safety record.
Discover an outlet where us can touch not to mention feel the entire devices. A person are really going in order to be wearing this gadget for 8 hours a night and in addition it should be comfortable. Check the entire design as well as the particular standard of construction ? is actually it possible to stay on whichever part of the human body it is very designed for, whilst your needs sleep? Remember buyers will be turning over throughout a sleep ? might the actual device turn with buyers?
Just how with regards to the actual expense? Typically is the entire device affordable? If it has an excellent price tag, just what guarantees is the actual manufacturer providing? Precisely what timescale do us currently have to be able to return the entire device for a refund? When your individual snoring typically is being caused by a allergy that would dairy treatments no device is actually going to be able to help us ? just eliminating the offending foodstuffs might work. Because generally there happen to be so countless causes of snoring it really is necessary for anyone to be able to realize which any kind of device, despite the actual marketing promises, might not work for you.
In case your individual lifetime is being plagued by snoring it?s fast that would waste money ordering gadgets which are doomed in order to fail. Desperate situations lead that would poor decision creating processes and even for this reason it is significant to be able to pause and also imagine with regards to a buy. Numerous adults create bad decisions because they happen to be desperate.
Make sure us happen to be solving the particular proper problem. Several of the ant-snoring devices are generally supported by impressive marketing components which create all the sorts of promises ? then again, the particular reality of exactly what they actually deliver can certainly be pretty various.
It adds insult to be able to injury that would find us currently have parted with hard earned cash on a device that does not solve your problem. Caveat Emptor.
Looking to find the best deal on Stop Snoring, then visit our website to find the best advice on Snoring Aids for you.
Source: http://newhealthandfitness.org/2012/02/20/anti-snoring-devices-should-you-try/
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I?m a gamer and have been since the days of Atari. I enjoy coming home from a long day and killing a few zombies or saving the world before bed. It?s relaxing, entertaining and in my home it is a family activity. It?s a hobby and like most hobbies it takes money, loads of money I have come to realize.
I was doing some research on the timeline of the next generation of gaming consoles and began to think; when they are released I will need to upgrade three gaming consoles in my home. With little quick estimating I figured I will need at least $ 1200. I was taken aback because that didn?t include any additions like games or extra controllers. So the price will possibly be $ 2000 in one hard financial hit.
If I don?t buy them my family would never let me hear the end of it not to mention I will want one too. The new consoles are going to be a large expense when they are released and I already spend a lot of money on gaming.
Every time a game is released that my family all wants to play, especially together online, we all need our own copy. Three games at $ 60 a pop is a big chunk of a weekly paycheck. If I do this several times a month it really adds up quick. Don?t forget about subscriptions, downloadable content (DLC), and expansion packs. I spend another $ 200 a year on subscriptions and another $ 50 a month on DLC and expansion packs.
Then there is the gear one never thinks you need for gaming like headphones. When I want to play a game at 3am it?s not like I can just turn the volume down so I don?t bother others. How would I hear the guy trying to sneak up behind me or the car trying to pass? I also need them to talk to my teammates or talk trash when warranted. An okay pair will cost $ 50 but a high end pair will come in excess of $ 300.
I have bought many other items over the years like special chairs, steering wheels, console stands, and larger better televisions. It perpetually adds up.
It is hard to think about what I have spent over the years. It?s enough to make my head spin around, kind of like a video game. I have always had a philosophy of spending money on what I use most and my family and I definitely use this. I do wonder what if I saved this money or invested it. Would my family and I be better off? But I think of the great times my family and I have had, and are still having, playing video games. It has kept us together in a way. It has given us something to do on a long snowy winter day and something to always look forward to as a family. What is that worth?
Source: http://www.josuecastellanos.com/economics-of-a-gaming-family/
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FORT WAYNE, Ind. (WANE) -? IPFW turned pink Saturday with the 5th annual women's basketball Pink Out event. It raises money and awareness for breast cancer, but most off all, it celebrates survivors.
"It gives an opportunity for survivors to be acknowledged and gives them a day of recognition each and every year," Tommy Bell, IPFW's athletic director, said.
More than 60 breast cancer survivors came to a luncheon and then the women's basketball game. At halftime, a special ceremony honored them. Each survivor said how many years she's been cancer-free.
"It makes you feel so special and there are so many survivors. It lets you know how God works. He can save us," Deloris McKee, a 15-year breast cancer survivor, said.
McKee and Josie Hale, who's a five-year breast cancer survivor, have been coming to IPFW's Pink Out event since it started five years ago.
"I love coming here. We look forward to seeing all the people we see but once a year," Hale said.
Seeing other survivors, they say, is inspirational.
"Every little pain you have, it reminds you of cancer. It's the first thing you think about. It's good to have people to talk to and they can uplift you and laugh. That's the main thing. Laugh. That's a good healer," McKee said.
Hale added being around other survivors is encouraging for not only her, but for people still battling the disease.
"This used to be a disease that once you had it, it was over for you. But now, there's hope. Where there's life, there's hope. So, don't give up. Keep hoping because we're here for you," Hale said.
Part of that hope is thanks to research. Money raised at the Pink Out goes to the Vera Bradley Foundation , which donates to breast cancer research.
One dollar from each ticket sold for the game and silent auctions raised the money. Bell said past Pink Out days have raised around $2,500 and he hopes it will keep growing higher.
Fred Toenges Shoes created special pink shoes for the day. Some were up for grabs in the silent auctions and people could even bid on the shoes worn by Bell and Women's Basketball Head Coach Chris Paul.
The annual event also hits home with the team.
"One of our players has a moving story because her grandmother is a survivor. They see as young women that awareness is important to them for their health and wellbeing. It gives our student athletes an opportunity to reflect and see what it takes to be a good community member," Bell said. "It affects them on all these different levels, socially and emotionally, so we're excited it's a two-way street in this event."
The Lady Dons donned pink shoe laces and socks in the game. The team fell to Oral Roberts in overtime 61-62.
The day, though, is about much more than the game. It's a day McKee hopes even more survivors will come to next year.
"A lot of people are embarrassed because of their cancer. I was when I was first diagnosed, but I'm not embarrassed anymore because it's a miracle that I'm still here. I'm asking all the survivors, if you're out there, come out and show what God can do," she said.
Source: http://www.wane.com/dpp/news/local/ipfw-pink-out-celebrates-breast-cancer-survivors
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Written by Greg Dickson
Online videos have grown in popularity in last few years. It has many reasons including the domination of YouTube on the internet. With YouTube turning into the 2nd biggest search site, many aficionados are presaging online video to take over TV. In reality YouTube has already started incorporating their product in Television by reaching out to several TV production companies. YouTube has helped many enterprises to promote their products and brands using online video. Video marketing for small business has gone way beyond other selling techniques.
The current news from video industry clearly foresees a trend in favor of online video. Some big brands have started adopting YouTube aside from the YouTube?s own efforts with promotion on online video. New channels are part of this year?s plans. Video marketing has benefited a good deal from this upward trend. By the end of this year, video marketing is going to be one of the most costly services on the internet. However , it's also going to be one of the most-rewarding services.
If you want to achieve success in online video marketing, you have got to understand the current trends. When you know the trends, you will have the material for your new videos. Your videos will get attention if they have what surfers are on the lookout for. You will never run of new and fascinating ideas to make videos. Actually you'll create viral videos using this method.
Aside from these basics, you need to also learn how to use podcasting for promoting. It will increase power of video marketing. You will be able to reach audience through feed. This will increase perspectives on your mpegs. If you are using YouTube to host videos, you can ask folk to sign up for your channel.
Your video marketing campaign should address the issues in your niche. Even if you're selling a product, give an angle to your videos so they address some problem before presenting the solution; your product!
Greg Dickson gives useful
tips for video marketing. Small businesses relying on video marketing for small
business can find many useful tips and tricks here. You will find it easy to
learn how metadata influences video SEO apart from mastering YouTube analytics.
UK Video Marketing has it all.
FREE! - MLM Training Video Reveals How To Quickly And Easily Create Instant Cash Flow And Generate Floods Of New Leads For Your Biz...Enter Your Name And Email Below...
Source: http://www.mlmtraining.co/internet-marketing/video-marketing-basics-for-everyone/
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Health is the single most important element in any person?s life. Without it, you can?t go to school, do your job or take care of your family. Overall health insurance plans and dental plans are part of most workplaces, but even if yours doesn?t have one or if you?re self-employed, there are many benefits to having a good one. Having a complete health insurance plan is even more important if you have children at home that you need to care for. Health insurance companies typically offer packages that cover all of the basic needs of an individual or family, and some will even let you customize your plan to include what you really need.
Keeping you and your family healthy is the primary benefit of a good health insurance plan. A complete dental plan, prescriptions, hospital services and other health services mean that everyone in your household is covered for most situations. Accidents, illnesses and ongoing health issues will be managed and treated with good health insurance, and with some plans, even preventative natural treatments are covered. Illnesses and accidents just seem to pop up out of the blue, and without good health insurance, the costs for these types of things can be astronomical.
Treatment for dental work, broken bones, surgery or medications can cost thousands of dollars, and without insurance the financial burden can be a lot to take. When you have a good health insurance plan, the financial future of your family will be protected against such expenses. It?s true that paying into health insurance will cost you money, but the premiums are just a fraction of what you would pay if someone in your household were seriously injured or became seriously ill.
Overall peace of mind is likely the greatest benefit of having a good health insurance plan. Reputable health insurance companies will cover most of your needs and let you rest easy, knowing that the members of your family are taken care of if an emergency happens. Some health insurance companies even offer incentives for members of the plan to stay healthy. This benefits you because you?ll be healthier and the company because your good health means they have to pay out fewer claims.
If you don?t have health insurance where you work, look around a little before you settle on one health insurance company to take care of your needs. Decide what you need and what you want, then start looking. Some may lean toward more complete dental plans, while others may want better coverage for prescriptions, while others may want massage therapy or chiropractic care. If you can locate health insurance companies that will customize your health insurance plan, you may even be able to everything you want within the same plan. Health insurance may seem like a nuisance a lot of the time, but when you really need it, there is nothing in the world you?d rather have than a good health insurance plan.
Insurance provider offering customized health insurance suited for your needs and budget. Reduce what you pay for common medical expenses.
Source: http://newhealthandfitness.org/2012/02/18/benefits-of-a-good-health-insurance-plan/
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Scottsdale police Officer James Peters has been involved in seven shootings in the past 10 years. Lissette Martinez of NBC station KPNX reports.
By msnbc.com staff and NBC News
The Arizona police officer who shot and killed an unarmed man while he held his baby grandson has been involved in at least five previous fatal shootings, police said.
The officer, James Peters of the Scottsdale police, was on administrative leave Thursday after he killed John Loxas, 50, with a single rifle shot to the head Tuesday. Loxas' 9-month-old grandson, who was in his arms, was unhurt.
"There were at least three officers in position to engage the suspect," Sgt. Mark Clark, a spokesman for the Scottsdale police, told NBC station KPNX of Phoenix. "At least one of the officers thought he saw something in the suspect's hands."
KPNX reported that Peters has now been involved in seven shootings in the past 10 years, six of them fatal. The Arizona Republic reported Thursday that the city of Scottsdale agreed to a $75,000 settlement in 2009 with the family of one of the people Peters had killed; the city denied liability.
New Times, a Phoenix alternative weekly, profiled Peters in 2010 under the headline "'Dirty Harry' in Scottsdale? Badass Cop Bags Four Bad Guys in 10-Year Career."?
Police said that as a former member of the SWAT team, Peters had been involved in the department's most dangerous assignments and that all of the previous shootings had been found to be justified.
In the incident Tuesday, police were called to Loxas' home after a call to 911 reported that he had kicked over a trash can and threatened the owner when he complained. The caller said Loxas was walking around the neighborhood with his grandson and a weapon.?
"We have a neighbor out here that pulled a gun on us," the caller said. "He's got a baby in his arms. He's got a gun, and he cocked it."
Loxas had returned home by the time police arrived, and he answered the door with the baby in his arms. Peters and another officer told investigators they saw something in Loxas' hand, and when he turned, Peters fired a single shot, killing Loxas instantaneously.
Afterward, detectives determined that Loxas wasn't armed. But they did find several weapons in the home, KPNX reported.
More content from msnbc.com and NBC News
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NEW YORK ? Apple is releasing a developer preview of an update for the Mac operating system, dubbed "Mountain Lion," that will copy more features and apps from the iPhone and iPad to the Mac.
Apple says the new software will be on sale this summer, a year after it released the latest update, "Lion."
Mountain Lion will include Game Center, an iPhone app which stores high game scores and helps users find opponents. It will be integrated with iCloud, the new Internet storage service designed for the mobile devices.
The new Messages app, also copied from the mobile operating system, will replace iChat. Lion users can download a preview version of the app for free.
A new Notification Center will show alerts from email and calendar programs, just like on the iPhone.
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ScienceDaily (Feb. 16, 2012) ? University of Texas at Austin researchers have demonstrated a new and more effective method for regrowing blood vessels in the heart and limbs -- a research advancement that could have major implications for how we treat heart disease, the leading cause of death in the Western world.
The treatment method developed by Cockrell School of Engineering Assistant Professor Aaron Baker could allow doctors to bypass surgery and instead repair damaged blood vessels simply by injecting a lipid-incased substance into a patient. Once inside the body, the substance stimulates cell growth and spurs the growth of new blood vessels from pre-existing ones.
Aaron Baker is an assistant professor in the Department of Biomedical Engineering.
The method has been tested successfully on rats, and findings of the study were published recently in the Proceedings of the National Academy of Sciences.
"Others have tried using growth factors to stimulate vessel growth in clinical trials and have not been successful," said Baker, a faculty member in the school's Department of Biomedical Engineering. "We think that a major reason for this is that previous methods assumed that the diseased tissues retained the ability to respond to a growth stimulus. Our method basically delivers extra components that can restore growth factor responsiveness to the tissue of patients with long-standing clinical disease."
The ability to regrow blood vessels could prove crucial to treating chronic myocardial ischemia disease, which affects up to 27 million patients in the U.S. and leads to a reduction of blood flow in the heart and lower limbs -- ultimately causing organ dysfunction and failure.
Central ischemia, which affects the heart, occurs when the coronary vessels that feed blood to the heart become blocked or narrow because of a buildup of fatty deposits called plaques. Such plaques are typically the result of a prolonged unhealthy diet or smoking, and factors such as age, high blood pressure and diabetes increase the risks of the disease, Baker said.
Doctors have typically treated ischemia by physically opening the closed artery with a stent or surgically rerouting blood flow to the poorly perfused tissue. Both methods have limitations, however, and are not effective long-term.
The new method introduced by Baker and his research team builds on a promising revascularization approach that, up until now, has shown limited efficacy in clinical trials for treating human disease.
The method combines a growth factor -- a substance capable of stimulating cellular growth, proliferation and cellular differentiation, as well as healing wounds -- known as fibroblast growth factor 2 (FGF-2) with a lipid-embedded receptor to enhance its activity.
A challenge for scientists and engineers, however, has been getting FGF-2 to bind with cell receptors -- the very molecules often found on the surface of the cell that receive chemical signals and direct activity in the cell from outside sources.
To overcome this, Baker's method embeds the growth factors in synthetic lipid-based nanoparticles containing a coreceptor known as syndecan-4. The nanoparticles containing co-receptors that, when delivered with the growth factor, enable improved cell binding so that the growth factor can direct the targeted cell to divide, proliferate and form new cells for tissue regrowth.
The incased substance was injected into rats with hindlimb ischemia and stimulated a complete recovery from the ischemia in just seven days.
"We hope this research will increase our understanding of how tissues become resistant to revascularization therapies and may lead to more effective treatments for this widespread and debilitating disease," said Baker, who was recognized last year with the National Institutes of Health Director's New Innovator Award.
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Source: http://feeds.sciencedaily.com/~r/sciencedaily/~3/ZbJAavZqmp4/120216134326.htm
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